Every preset stock in AI Stock Monitor carries two numbers you will not find on a typical broker platform: a Floor and a Golden Price. They are not arbitrary — they encode the specific levels where a cash-secured-put / covered-call routine on this name actually works. This article explains what each number means and how to read them.

Two Numbers, Two Jobs

Floor
The "I want to own more here" price
The price below which the stock is historically a buy. Reference anchor for put-selling — the floor is your put-strike target, the price you are willing to be assigned at.
Golden Price
The "I am happy to sell here" price
The price above which the stock is historically rich. Reference anchor for call-selling (covered calls) — the Golden Price is where you are willing to have shares called away.
Band
Floor < current < Golden Price
The zone between Floor and Golden Price is the "hold" region. Current price inside this band means neither side of the options trade is especially attractive. Wait, or find a different name.

Why Per-Stock, Not a Formula

These numbers are stock-specific for a reason. A formula like "floor = 90% of current price" would say the same thing on a utility and a tech name — which is wrong. Every stock has its own historical support / resistance, its own typical drawdown depth, and its own normal yield range. The floor for BP.L respects its 6% yield; the floor for COST respects its long compounding curve. Blanket rules flatten this.

Presets come from two sources: hard-coded defaults in the app for the preset groups (e.g. The UK Yield 3), and your Google Sheets universe, which always overrides the defaults. That way you can keep the system-suggested band or override with your own thesis — Sheets wins.

Floor and Golden Price are not predictions. They are commitments. "I would buy at Floor" means you should actually want to sell a cash-secured put at that strike. "I would sell at Golden Price" means covered calls there should feel fine, not painful.

How to Read the Band on the Watchlist

The watchlist row for each stock surfaces both editable fields: Floor (green label, your put-sell target) and Golden Price (amber label, your call-sell target). A quick glance tells you which side of the band the current price is sitting on — and therefore which options trade (if any) is currently actionable.

Each field also shows a small "source" badge — manual / preset / sheets — so you know whether the number is yours, a default, or pulled from your shared sheet. Manual overrides win.

Floor = your put-sell target
Golden Price = your call-sell target
Band between them = hold · Sheets overrides presets · manual wins

Set Floor + Golden Price on your Watchlist →